Let's All Help Hang Up on Far Eastern Bank's 0975090470 Loan Telemarketing Call

At four in the afternoon, the Asus phone on my desk rang with a call from the number “0975090470.” On the other end was a woman’s voice that sounded a bit rough and stiff.

The dull tone coming through the receiver carried the standard script of a junk marketing call. She said: “Hello, sir, this is the Far Eastern Bank project center. We’re currently offering preferential loans. If you need…” The call lasted less than 11 seconds.

Hearing that it was a junk marketing call, before she could even finish her round, I played my hidden card and told her directly that I had no need for it right now. But just as I was about to start my turn, she actually hung up on me before even finishing her script — a cardinal sin of the worst kind of negative marketing.

I do understand the daily hardship of telemarketers. Even when I don’t need the other party’s service, I rarely hang up on them abruptly. Usually I express that I have no need and hope the other party can understand. Recent loan, insurance, and installment marketing calls from Taishin Bank and CTBC Bank have set a fairly good positive example in this regard.

But the loan center of Far Eastern Bank (if it isn’t a fraud ring in disguise) clearly fails when it comes to training its own marketing specialists. You drag the entire bank’s future business possibilities down into the water with you, bobbing and sinking together.

Incidentally, I currently have no business dealings with Far Eastern Bank whatsoever, so naturally I wouldn’t have left my phone number in their hands. How the other party obtained my number is already enough to raise suspicion of a violation of the Personal Data Protection Act, let alone the fact that Far Eastern Bank’s marketing specialist was so impolite.

What’s more, the other party said “Far Eastern Bank,” but in reality what Douglas Hsu runs is “Far Eastern International Bank.” Even an abbreviation would be said as “Far Eastern Bank,” so whether this “Far Eastern Bank” actually exists, I personally still doubt whether it’s a fraudulent operation.

I hope friends who see this article will do me a favor next time they get a call from 0975090470: pick up the phone and then hang up on them (I am the king of holding grudges).

Note: I specifically noted the Asus phone in the first paragraph because this brand has a special feature that is very much worth recommending — their phones have a built-in call recording function! This alone makes me willing to recommend their phones; no more wasting time searching for free call-recording apps! And naturally, this call was recorded too.

Reader FAQ Q&A

1. Telemarketers dare to talk back to customers after being rejected, or even hang up instantly? (Readers BingBing, Ccc, Feng’er)

Reader damage reports:

• BingBing: I also got talked back to and then hung up on directly — I was totally stunned on the spot!
• Ccc: I told him I’m still a student, and he actually shot back, “Could you have a better attitude?” I gave him a good scolding — terrible quality.
• Feng’er: I got one today too. I accidentally answered and was so startled I hung up immediately.

Bigman’s Sharp Analysis:
Customer service and telemarketing staff at normal financial institutions all receive strict compliance and script training. Even when rejected, they must maintain basic courtesy when exiting. Yet these calls claiming to be “bank loan projects,” as soon as the customer sees through them or refuses, actually dare to angrily talk back, or even rudely hang up instantly — fully exposing their low quality and guilty nature!

When you encounter this kind of strange harassing call, don’t be polite at all. Hanging up immediately after listening is the best defense — there’s no need to spare them any courtesy whatsoever!

2. Insider leaks and related harassment blacklist numbers (Readers XXX, Ling, Guoxiong)

Reader insider and number reports:

• XXX: That’s the trick of a specific marketing agency company in the south disguising itself as a bank, using scripts to lure people into taking on debt to repay debt. I suggest everyone give them a hard time and report them directly to Far Eastern Bank!
• Ling: Reporting that 0933872269 is also from the same batch of harassing numbers!
• Guoxiong: Reporting that 0965027013 is also one — the experience was bad enough.

Bigman’s Anti-Fraud Reminder:
Thanks to readers for the frontline insider intelligence! As the readers said, many loan marketing operations flying the banner of “XX Bank project center” are actually not regular bank employees at all, but outsourced agency brokers or underground financing companies.

They obtain large amounts of people’s personal data through illegal channels, use personal mobile numbers (starting with 09) to fire blindly, and try to lure people desperate for money into the trap of high handling fees or taking on debt to repay debt. If you receive the above numbers, please immediately add them to your blacklist and block them; if you have a recording as evidence, I strongly recommend reporting directly to the Banking Bureau of the Financial Supervisory Commission, so the financial inspection authorities can properly investigate these gray industry chains operating under the name of banks!